One of the real joys of the holiday season is the opportunity to say “thank you” and to wish you the very best for the new year. This year, amidst the many challenges we have all experienced, we think it’s appropriate to extend our wishes for a happy, healthy, peaceful and prosperous holiday season and our hope that these sentiments extend into and beyond the upcoming year. As an organziation that serves our state’s community banks, we couldn’t be more grateful and proud.