OFFICIAL PUBLICATION OF THE COMMUNITY BANKERS ASSOCIATION OF KANSAS

Pub. 5 2024 Issue 2

Checks & Balances

SVB: One Year Later

It’s been one year since Silicon Valley Bank (SVB) collapsed, followed by Signature Bank just days later, shaking the financial world and leaving community banks to manage the aftershocks. Since that time, ICBA has been the sole national voice representing community banks exclusively to ensure they would not have to pay for the mistakes of

Checks & Balances

SVB: One Year Later

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Recession Proofing

How To Benefit From a Lull in the Economy

Tell me if you’ve heard this: An inverted yield curve is highly correlated with a subsequent recession. And might I point out that the U.S. treasury curve has been upside down for pushing two years now? Since we’re playing master of the obvious, let’s mention that the Fed — while not quite ready to start

Recession Proofing

How To Benefit From a Lull in the Economy

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3 ALCO Strategies To Manage Risk and Maximize Profitability

A strategic asset/liability management committee (ALCO) monitors and manages risks associated with a bank or credit union’s balance sheet. Even more importantly, the ALCO can help identify strategies that optimize profitability, liquidity and the outside availability of funding. A recent Abrigo webinar identified strategies for ALCO members to consider as they assess common options for

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Hold On! Bank Loan Quality Doesn’t Align with Wall Street Metrics

Well . . . at least not in real time. I recently heard a senior lending officer proclaim, with obvious relief, “Looks like we’ve dodged the recession bullet. We’re refocusing on loan growth opportunities.” The Fed-orchestrated “soft landing” is, of course, what our industry desires, but history clearly warns that it can take years before

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