Pub. 3 2022 Issue 1

Keep in mind that the services provided by each company on this list may only be a sampling of the many services they offer. By their CBA Associate Membership, these companies have shown their commitment to serving community banks. Please look to these companies first, whenever possible, to meet your banking needs.

Community Bankers Association of Kansas Anniversaries

Senso is transforming the borrower experience from reactive to proactive. Built with the homebuyer in mind, Senso is a mortgage intelligence and engagement platform designed to help lenders build long-lasting relationships by proactively engaging borrowers leading up to their next home purchase. With $1.29 trillion in monitored mortgage balance to date, Senso enables banks to

Community Bankers Association of Kansas Announcements

Here’s another conversation with our consummate community banker.

“This is Jim Reber.”

“Hi Jim, this is Charlie Brown with Community Trust Bank. Do you have a minute?”

“I sure do, Charlie. I don’t think I’ve heard from you since the summer of 2020. How are things at the community bank?”

In the summer of 2019, we discussed UDAAP and setting up a program in your bank to avoid trouble in this important area. Our title admonished you, “Don’t Let UDAAP Spook You, Take Control.” If you have not yet taken control of UDAAP compliance, you may have been spooked by developments over the past 12 months or so.

Cyberattacks — specifically ransomware — are the most significant threats to U.S. financial institutions. The June 2021 release of the Financial Crimes Enforcement Network (FinCEN) Priorities makes this clear in naming cybercrime as one of the eight national anti-money launderings and countering the financing of terrorism (AML/CTF) priorities. On Nov. 8, 2021, FinCEN issued a revised advisory on Ransomware and the Use of the Financial System to Facilitate Ransom Payments.

Community Bankers Association of Kansas (CBAK) is pleased to announce its participation with the FedFis and state community banking associations nationwide to offer access to Bankers Helping Bankers to its member banks in Kansas.

Winter is upon us. Dec. 21 marked the solstice, the official start of winter and the shortest, darkest day of the year. But as I see it, that milestone also signals a transition to light, as days grow longer from there.