OFFICIAL PUBLICATION OF THE COMMUNITY BANKERS ASSOCIATION OF KANSAS

January 24, 2023

New Associate Member: Olsen Palmer LLC

Olsen Palmer LLC is an independent, nationally-recognized investment banking firm that exclusively advises financial institutions across the full spectrum of Mergers & Acquisitions. They combine the extensive M&A expertise of a traditional diversified investment banking firm with the agility, creativity, and responsiveness of a boutique firm. For more information, visit them online at www.olsenpalmer.com or

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CFPB Issues Guidance About Illegal Junk Fees On Deposit Accounts

The Consumer Financial Protection Bureau (CFPB) has issued guidance about two junk fee practices that are likely unfair and unlawful under existing law. The first is surprise overdraft fees, including overdraft fees charged when consumers had enough money in their account to cover a debit charge at the time the bank authorizes it. The second

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Fixed Rate or Floating? Hybrid ARMs Give an Investor Both Features

What’s your choice for the term of the decade so far (that is, other than COVID-19)? In the last three years, a number of expressions have come into fashion, some of which have been worn out, used out of context, and deemed to be a blight on our vocabulary by linguists. I’m sorry to say

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